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Showing 52 published articles.
Showing 52 of 52 articles

Moomoo vs IBKR for Malaysians: Fees, FX and What You Can Buy
An honest comparison of Moomoo Malaysia and Interactive Brokers, with real ringgit costs, currency conversion tested on RM200,000, and the one thing Moomoo cannot do.

KDI Save Review 2026: The 4% Is Gone, Here Is What Replaced It
KDI Save cut its unconditional 4% in June 2026. The 3.88% headline now needs RM5,000 in KDI Invest, and cash-only users dropped to 2.88%. I run the break-even numbers.

MediAsas (Base MHIT): What Malaysia's New Medical Plan Covers
Malaysia's base MHIT plan, now called MediAsas, starts its pilot in July 2026. Here is what it covers, what it costs, and who should buy.

Hire Purchase Act 2026: What Changed for Your Car Loan
The Hire Purchase (Amendment) Act 2026 has been in force since 1 June. Your existing car loan does not change, paying extra on it saves you nothing, and most banks are still writing flat rate loans until March 2027. Here are the real numbers.

Ruma Pulse: The Rent Management App I Built to Track Rental Properties
Chasing tenants for rent every month using messy spreadsheets is a massive drain on time. That is why I built Ruma Pulse, a simple rent management app that automates reminders, tracks payments, and …

Are US Index Funds Still Safe Amid War & Dedollarization?
With the recent outbreak of the US-Iran war, global tariffs, and rising fears of dedollarization, it is easy to panic. Is it still safe to hold US-heavy index funds like the S&P 500 or VWRA? After …

Webull Malaysia Share Transfer-In Campaign: Is the 2% Reward Worth the Lock-in?
Webull Malaysia is offering a lucrative 2% matching reward for transferring shares in, but the terms and conditions are strict. From stamping fees to a 360 day no withdrawal rule, we dissect whether …

Places to Park Money – Feb 2026
I have decided to make post like this from time to time to update places that can park money, this is mostly for myself, so I will update as frequently as I personally need it. Most platform only …

Webull Malaysia vs Moomoo MY for US Stocks
I compared Webull Malaysia and Moomoo MY for a short-term US trade after a RM200,000 property sale. Here is the FX and fee maths, and why Webull won for that trade.

Buy vs Rent: The Opportunity Cost of Owning My First Home
Buying my first home in Malaysia was not just about the numbers. I compared the opportunity cost of renting and investing vs owning, then asked myself if the memories and lifestyle were worth it. …

Ryt Bank Malaysia Review: 4% Savings & 1.2% Cashback
Ryt Bank, backed by YTL and Sea Limited, is Malaysia’s newest digital bank with 4% savings interest, 1.2% overseas cashback, and a PayLater service. But most promos end by Nov 2025 — is it worth …

Maybank KrisFlyer Amex Platinum Credit Card Review
Why Get Credit Card For KrisFlyer Air Miles It’s been a while since I wrote a credit card review. I already have cards for Enrich miles and cashback, so this time let’s look at one that focuses on …
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