The workshop
Financial Tools
Make better money decisions with data. Use these free calculators, comparators, and dashboards to plan your financial future — run your own numbers instead of taking anyone’s word for it.
Calculators
CAGR Calculator
Calculate your Compound Annual Growth Rate to measure the true return of your investments over time.
Open →
Flat to Effective Rate
Convert deceptive flat interest rates (like car loans) into their true effective interest rates (EIR).
Open →
Compound Interest
Advanced calculator with periodic deposits and withdrawals to visualize your long-term wealth.
Open →
Amortized Loan
Estimate your monthly repayment, payoff month, and full principal-interest breakdown for fixed-rate loans.
Open →
Balance Transfer
Compare 0% and low-rate balance transfer plans, then estimate potential profit from investing the deferred cash.
Open →
Savings Goal
Find out exactly how long it will take to reach your financial target with regular contributions.
Open →
Retirement Drawdown
Plan your nest egg depletion. See how long your savings will last based on withdrawal rates and inflation.
Open →
Compare
Credit Card Finder
Find the best credit card for your spending habits, whether it's cashback or travel miles.
Open →
Coming soon
Loan Comparator
Compare personal and mortgage loans to find the lowest effective interest rates.