Personal finance · Malaysia
Hi, I'm Joseph. Just a regular guy trying to make smarter money moves in Malaysia. Think of this blog as my open diary of financial experiments, from comparing credit cards to exploring ETFs. Let's figure this out together!
Lead story ·
An honest comparison of Moomoo Malaysia and Interactive Brokers, with real ringgit costs, currency conversion tested on RM200,000, and the one thing Moomoo cannot do.
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KDI Save cut its unconditional 4% in June 2026. The 3.88% headline now needs RM5,000 in KDI Invest, and cash-only users dropped to 2.88%. I run the break-even numbers.
Malaysia's base MHIT plan, now called MediAsas, starts its pilot in July 2026. Here is what it covers, what it costs, and who should buy.
