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Showing 52 published articles.
Showing 52 of 52 articles
Is EPF’s Belanjawanku 2025 Savings Target Realistic?
EPF Belanjawanku 2025 Retirement Savings Target This month KWSP EPF released an updated retirement income adequacy framework and launches the Belanjawanku 2024/2025 framework. Now both of this …
UOB ONE Card Review: Real Cashback Rate, Caps and Fees
The UOB ONE Card still advertises 10% cashback, but after caps and min spend the real rate is closer to 4-5%. Here is the Platinum maths, fees, and who it fits.
Beware of Short Term Loan by Shopee / Lazada / TNG
Recently Shopee apps tried to push their new financial products to me, which is their short term financing services SLoan, it’s marketed as “low interest rate”, so I decided to take a look but found …
Charles Schwab Debit Card: Free ATM Withdrawals Worldwide
Introduction It’s been a while since my last post about travel credit cards. Today, I want to share about an incredibly useful debit card from Charles Schwab that’s available for international …
How Much Do You Need to Retire in Malaysia?
Work out your own retirement number using three lifestyle tiers, EPF's official targets, and the withdrawal rate its own inventor revised to 4.7%. The step most people skip is inflating the target forward to the year they actually retire.
Alliance Bank Now Cap Timeless Bonus Point to RM3,000 Spending
Alliance Bank has revised its top credit cards, limiting air miles and increasing points needed for redemption. These changes could significantly impact your rewards strategy. Curious about the full …
Interactive Brokers Malaysia: Fees, Safety and How to Open an Account
Everything a Malaysian needs to know about Interactive Brokers: whether it is SC regulated, what it actually costs, why you cannot buy Bursa shares, and how to open an account.
Best Cashback Credit Cards in Malaysia
Most cashback cards advertise a rate you can never actually hit. Here are the real returns after the caps and minimum spends, and which cards are simple enough to be worth using.
Case Study: Is Solar Panels Worth It in Malaysia?
Exploring the viability of solar panels in Malaysia involves more than just crunching numbers. From understanding Net Energy Metering (NEM) to scrutinizing installation costs and potential savings, …
Exploring US Treasury Bills as a Malaysian Investor
US Treasury Bills (T-bills) are considered very safe investments, backed by the US government. For Malaysian investors, they offer portfolio diversification, protection against a weaker Ringgit, and …
EPF Self Contribution: Not an Investment for Everyone
What is EPF Self Contribution? It could supercharge your retirement, but is it the best move for YOU? Factors to consider before diving in, let’s discuss them in this post.
Understand Flat Rate Loans Before You Get Trapped
Confused about flat rate loans? They’re often misunderstood and can cost you much more than you think. Find out how they compare to amortized loans and calculate the real cost of borrowing.
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