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Latest Personal Finance Insights
Showing 50 published articles.
Showing 50 of 50 articles

Property Investment in Malaysia: The cost and expected return
Property Investment Are Rarely Profitable in Malaysia There is a stage in our life where everyone around us seems to be talking about property investment, plan to make their first property purchase, …

The Cheapest Way to Fund IBKR Account for Malaysians
Cost Matters in Investing Most people underperform the market average return because they overlooked their cost of investment, and it can hurt your portfolio return especially in the long term, the …

Best Irish Domiciled ETFs for Malaysian Investors (2026)
Irish UCITS ETFs are the practical default for Malaysians investing on IBKR: lower US dividend withholding, cleaner estate-tax profile than US-listed ETFs, and liquid LSE tickers. 2026 comparison of CSPX, VUAA, SPYL, VWRA, FWRA, EIMI, bonds, and China UCITS options.

Alliance Bank Visa Virtual Credit Card Review: The Best Card In My Opinion
Alliance Bank Visa Virtual Credit Card Introduction In the world finance there is a saying “there is no such thing as free lunch”, which is typically use in the context that you can’t simply get …

CIMB Preferred Visa Infinite Credit Card Review
CIMB Preferred Visa Infinite Credit Card Intro In this post we will talk about CIMB Preferred Visa Infinite credit card, which gain some popularity recently and people have been curious about what …

ASB & ASM: Are These ASNB Unit Trusts a Good Investment for Malaysian?
What are ASNB, ASB, ASM & ASN? Most people often confused by these acronym, when I first learn about them many years ago, I was confused by them too, so let’s just quickly learn what are these …

Alliance Bank Visa Infinite Credit Card Review: Best for ecommerce spending?
Alliance Bank Visa Infinite Introduction This is the first card from Alliance Bank I have applied for, and it has helped me to accumulate some flight tickets in the past, it’s also used to be my …

UOB PRVI Miles Elite Card Review: Travel Credit Card Worth Apply?
UOB PRVI Miles Elite Card Introduction I have reviewed credit cards for cashback and air miles accumulation for local spending, but in this post we will talk about UOB PRVI Miles Elite Card, a …

UOB Preferred Card Benefits Review
UOB Preferred Card Introduction The UOB Preferred Card has some unique benefits but also lets you collect UNIRM, the credit card points of UOB that can be use as cash, redeem airmiles, or other …

CIMB Travel Platinum Credit Card Review
CIMB Travel Platinum Credit Card Intro In my previous credit card review we’ve look into UOB ONE Card which surprisingly it is a great basic cashback card, so this time let’s look at a popular basic …

Is EPF’s Belanjawanku 2025 Savings Target Realistic?
EPF Belanjawanku 2025 Retirement Savings Target This month KWSP EPF released an updated retirement income adequacy framework and launches the Belanjawanku 2024/2025 framework. Now both of this …

UOB ONE Card Review (2026): Benefits, Cashback, Annual Fee
UOB ONE Card Introduction The UOB ONE Card is still one of the most talked-about cashback credit cards in Malaysia, mainly because of its advertised 10% cashback on daily spending categories. But …
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