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Showing 52 published articles.
Showing 52 of 52 articles
Maybank Global Access vs Wise: The Real Fees in 2026
I compared these two in August 2025 and got one thing wrong. Wise's RM20,000 limit is a holding cap, not a daily send limit, and the real ceiling is 13 transfers a month. Maybank's card is free only if you pre-convert, and it does not support baht, dong or rupiah. Current fees for both.
Best Money Market Fund in Malaysia: Rates, Withdrawal Times and the Catch
I compared every major Malaysian money market fund platform against the underlying funds they actually hold. The category pays 3.1% to 3.4%, the promo rates are mostly theatre, and a PIDM-protected digital bank now beats all of them under RM20,000.
The Ultimate Guide to Using 0% Balance Transfers for Investment
What Is Balance Transfer Balance transfer is a service that often comes with your credit cards. As the name suggests, it’s a service that transfers the outstanding balance from one credit card to …
My First Bill on the New TNB Tariff: Did My Solar Savings Disappear?
First Bill Under New Tariff There was some drama when TNB first introduced the new tariff. Many solar panel users, including myself, felt backstabbed by the government. However, they have since …
Credit Cards With No Annual Fee in Malaysia
There is no credit card in Malaysia with no annual fee. Every card carries RM25 a year in service tax, charged whether the bank waives your fee or not. Here are the 39 where the bank charges nothing on top of it.
Global Diversified Portfolio with Only Irish Domiciled ETFs
Why Consider Diversify Globally? The global economic power are shifting rapidly, while US has been leading for many decades, we cannot dismiss the possibilities of other countries catching up, for …
Alliance Bank Credit Card Benefits Slashed, Still Worth Keeping?
Revision to Alliance Bank Credit Card Benefits Alliance Bank made an announcement on 11th July 2025 regarding to their credit cards, specifically the Visa Platinum and Visa Infinite, so does it …
TNB New Tariff Impact On Solar Users, Are We Getting Scammed?
New Tariff Structure from July 2025 Tenaga Nasional Berhad (TNB) introduced a new tariff structure and claim it is more transparent and fairer to the user, there will be three components in your TNB …
My Travel Credit Cards – July 2025
It’s become a habit for me to organize my wallet to decide which card to use when travelling abroad for maximized rewards and savings, so I thought why not make a post every time I do that, so this …
Retail Mutual Funds Like Public Mutual Are Stupid
Introduction Last weekend a friend of mine share with me that he made some “good investment” from his “advisor” recommended mutual funds, he has been buying the Public Regional Sector Fund (PRSEC) …
How to Buy Car Insurance or Takaful and Renew Road Tax in Malaysia
Introduction My car insurance are expiring this week, as this is the second year of having my first car, I have no prior experience with car insurance products, this post is just me sharing the …
When Does Investing in New Air Conditioner Make Sense?
Introduction: Record High on Electrical Bill It’s getting hotter and hotter in Malaysia, the hot weather and humidity make us use air conditioner way more often, and as the consequence, our …
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