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马来西亚个人理财文章
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MediAsas（Base MHIT）解析：保障、保费与适合对象
马来西亚的 Base MHIT 计划如今叫 MediAsas，2026 年 7 月底开始试点。这篇整理它保些什么、保费多少，以及哪些人最该留意。
The Hire Purchase (Amendment) Act 2026: The End of “Flat Rate” Car Loans
The Hire Purchase (Amendment) Act 2026 has officially killed the classic Malaysian flat rate car loan. But does the new reducing balance method actually make borrowing cheaper? Here is a breakdown …
Ruma Pulse: The Rent Management App I Built to Track Rental Properties
Chasing tenants for rent every month using messy spreadsheets is a massive drain on time. That is why I built Ruma Pulse, a simple rent management app that automates reminders, tracks payments, and …
Are US Index Funds Still Safe Amid War & Dedollarization?
With the recent outbreak of the US-Iran war, global tariffs, and rising fears of dedollarization, it is easy to panic. Is it still safe to hold US-heavy index funds like the S&P 500 or VWRA? After …
Webull Malaysia Share Transfer-In Campaign: Is the 2% Reward Worth the Lock-in?
Webull Malaysia is offering a lucrative 2% matching reward for transferring shares in, but the terms and conditions are strict. From stamping fees to a 360 day no withdrawal rule, we dissect whether …
Places to Park Money – Feb 2026
I have decided to make post like this from time to time to update places that can park money, this is mostly for myself, so I will update as frequently as I personally need it. Most platform only …
Webull Malaysia vs. Moomoo MY for US Stock Trading
After receiving RM200,000 from a property sale, I compared Webull Malaysia and Moomoo MY for a short-term US stock trade. By breaking down currency conversion spreads, commissions, and platform …
Buy vs Rent: The Opportunity Cost of Owning My First Home
Buying my first home in Malaysia was not just about the numbers. I compared the opportunity cost of renting and investing vs owning, then asked myself if the memories and lifestyle were worth it. …
Ryt Bank Malaysia Review: 4% Savings & 1.2% Cashback
Ryt Bank, backed by YTL and Sea Limited, is Malaysia’s newest digital bank with 4% savings interest, 1.2% overseas cashback, and a PayLater service. But most promos end by Nov 2025 — is it worth …
Maybank KrisFlyer Amex Platinum Credit Card Review
Why Get Credit Card For KrisFlyer Air Miles It’s been a while since I wrote a credit card review. I already have cards for Enrich miles and cashback, so this time let’s look at one that focuses on …
Maybank Global Access vs Wise: Full Review & Fee Breakdown
What Is Maybank Global Access Account Maybank Global Access account is a new product offered by Maybank which is a multi currency saving account. It can be directly seen as a competitor to Wise. As …
Best Money Market Fund in Malaysia: KDI Save vs Versa vs Moomoo
Requirement for Short Term Cash Parking Every few months I would sell some stocks from my brokerage account to cover my bills and some living expenses, since these are meant to cover bills for the …
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