Latest Personal Finance Insights
Showing 49 published articles.
Showing 49 of 49 articles
Charles Schwab Debit Card: Free ATM Withdrawals Worldwide
Introduction It’s been a while since my last post about travel credit cards. Today, I want to share about an incredibly useful debit card from Charles Schwab that’s available for international custome...
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How Much Do You Need to Retire in Malaysia?
Discover how to calculate your retirement needs in Malaysia using the 4% rule and tailored strategies. Learn about estimating expenses, safe withdrawal rates, and the importance of early planning for...
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Alliance Bank Now Cap Timeless Bonus Point to RM3,000 Spending
Alliance Bank has revised its top credit cards, limiting air miles and increasing points needed for redemption. These changes could significantly impact your rewards strategy. Curious about the full d...
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How to Register Interactive Brokers Account & Buy US Stock
Dive into the world of Interactive Brokers with me. Discover why I made the switch from TD Ameritrade, exploring fees, global market access, asset protection, and more. Join me on a walkthrough of the...
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Best Cashback Credit Cards in Malaysia 2024
Cashback credit cards in Malaysia are often advertised with misleadingly high rates. While some offer decent returns, they typically require meeting specific spending criteria, which may not be worth...
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Case Study: Is Solar Panels Worth It in Malaysia?
Exploring the viability of solar panels in Malaysia involves more than just crunching numbers. From understanding Net Energy Metering (NEM) to scrutinizing installation costs and potential savings, ou...
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Exploring US Treasury Bills as a Malaysian Investor
US Treasury Bills (T-bills) are considered very safe investments, backed by the US government. For Malaysian investors, they offer portfolio diversification, protection against a weaker Ringgit, and a...
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EPF Self Contribution: Not an Investment for Everyone
What is EPF Self Contribution? It could supercharge your retirement, but is it the best move for YOU? Factors to consider before diving in, let’s discuss them in this post.
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Understand Flat Rate Loans Before You Get Trapped
Confused about flat rate loans? They’re often misunderstood and can cost you much more than you think. Find out how they compare to amortized loans and calculate the real cost of borrowing.
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Balance Transfer: The Interest Free Capital You Should Know
Unlocking interest-free capital through balance transfers isn’t just for debt consolidation. It’s a strategic move to leverage free funds. By transferring your balance and investing the capital wisely...
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You Can Withdraw 33% From EPF Account Sejahtera into Account Flexible
EPF’s retirement accounts are evolving with the introduction of Account Flexible. Unveiling on May 11, 2024, this new account offers unrestricted withdrawals, unlike its counterparts. Could this chang...
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Best Credit Cards for Overseas Travel in 2024
Planning your next trip abroad? Uncover top credit and debit cards for international travel. Calculate cash values, navigate foreign currency fees, and choose the right card for your spending habits....
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