Cost Matters in Investing Most people underperform the market average return because they overlooked their cost of investment, and it can hurt your portfolio return especially in the long term, the cost you saved can be invested and compounded. That is why every time when I talk about investing, I often talk about the total … Read more
What Is Irish Domiciled ETFs Ireland-domiciled ETFs are exchange-traded funds legally established in Ireland but commonly listed on the London Stock Exchange (LSE), giving non-US citizens convenient access to US and global markets. They are structured under Ireland’s favorable regulatory framework and tax treaties, making them distinct from US-based ETFs, and in this post we … Read more
Alliance Bank Visa Virtual Credit Card Introduction In the world finance there is a saying “there is no such thing as free lunch”, which is typically use in the context that you can’t simply get higher profit without taking more risk, but the Alliance Bank Visa Virtual credit card may probably be the closest thing … Read more
CIMB Preferred Visa Infinite Credit Card Intro In this post we will talk about CIMB Preferred Visa Infinite credit card, which gain some popularity recently and people have been curious about what it offers, what is the requirement to apply and if the benefits are great or not. As the name suggest, this credit card … Read more
What are ASNB, ASB, ASM & ASN? Most people often confused by these acronym, when I first learn about them many years ago, I was confused by them too, so let’s just quickly learn what are these acronym before we look into the investment analysis. When Malaysian talk about investing in ASNB, most of the … Read more
Alliance Bank Visa Infinite Introduction This is the first card from Alliance Bank I have applied for, and it has helped me to accumulate some flight tickets in the past, it’s also used to be my favorite card because it matches my spending habits. However Alliance Bank later had been cutting down the benefits of … Read more
UOB PRVI Miles Elite Card Introduction I have reviewed credit cards for cashback and air miles accumulation for local spending, but in this post we will talk about UOB PRVI Miles Elite Card, a “higher tier” travel credit card for overseas spending. In this post we will talk about if this card benefits are worth … Read more
UOB Preferred Card Introduction The UOB Preferred Card has some unique benefits but also lets you collect UNIRM, the credit card points of UOB that can be use as cash, redeem airmiles, or other products. While it’s not a card that I would recommend to anyone, its benefits may still be appealing to some, and … Read more
CIMB Travel Platinum Credit Card Intro In my previous credit card review we’ve look into UOB ONE Card which surprisingly it is a great basic cashback card, so this time let’s look at a popular basic travel credit card from CIMB. From their official product page, it seems to offer a few benefits such as … Read more
EPF Belanjawanku 2025 Retirement Savings Target This month KWSP EPF released an updated retirement income adequacy framework and launches the Belanjawanku 2024/2025 framework. Now both of this framework basically serve the purpose of giving Malaysian a benchmark and path to accumulate enough for retirement. Three tiers of retirement living standard It consist three tiers of … Read more