EPF Belanjawanku 2025 Retirement Savings Target This month KWSP EPF released an updated retirement income adequacy framework and launches the Belanjawanku 2024/2025 framework. Now both of this framework basically serve the purpose of giving Malaysian a benchmark and path to accumulate enough for retirement. Three tiers of retirement living standard It consist three tiers of … Read more
UOB ONE Card Introduction This a often discussed and recommended cashback credit card by UOB Bank, and they come in two different version, ONE Classic Card and ONE Platinum Card. It says you can earn up to 10% cashback on daily spend, so let us look into that and see if that claim is true, … Read more
Recently Shopee apps tried to push their new financial products to me, which is their short term financing services SLoan, it’s marketed as “low interest rate”, so I decided to take a look but found out it’s actually a financial trap. Shopee SLoan / SFinancing-i Let’s take a look at the actual loan offer from … Read more
Introduction It’s been a while since my last post about travel credit cards. Today, I want to share about an incredibly useful debit card from Charles Schwab that’s available for international customers with a Schwab One Brokerage account. Most of us already have our favorite travel credit cards, but we know not every place accepts … Read more
Discover how to calculate your retirement needs in Malaysia using the 4% rule and tailored strategies. Learn about estimating expenses, safe withdrawal rates, and the importance of early planning for a secure financial future.
Alliance Bank has revised its top credit cards, limiting air miles and increasing points needed for redemption. These changes could significantly impact your rewards strategy. Curious about the full details and how to adapt? Click to read more on navigating these updates and maximizing your benefits.
Dive into the world of Interactive Brokers with me. Discover why I made the switch from TD Ameritrade, exploring fees, global market access, asset protection, and more. Join me on a walkthrough of the account opening process, and see why IBKR is my go-to for diversified, secure investing.
Cashback credit cards in Malaysia are often advertised with misleadingly high rates. While some offer decent returns, they typically require meeting specific spending criteria, which may not be worth the hassle for everyone. Read on to uncover the truth behind these offers and discover the best cashback credit cards in Malaysia
Exploring the viability of solar panels in Malaysia involves more than just crunching numbers. From understanding Net Energy Metering (NEM) to scrutinizing installation costs and potential savings, our case study delves into the nitty-gritty. Is it a worthy investment? Dive into our journey to find out.
US Treasury Bills (T-bills) are considered very safe investments, backed by the US government. For Malaysian investors, they offer portfolio diversification, protection against a weaker Ringgit, and attractive yields. This post explores the benefits, how to purchase T-bills, and the risks to consider before investing.