Latest Personal Finance Insights
Showing 49 published articles.
Showing 49 of 49 articles
My First Bill on the New TNB Tariff: Did My Solar Savings Disappear?
First Bill Under New Tariff There was some drama when TNB first introduced the new tariff. Many solar panel users, including myself, felt backstabbed by the government. However, they have since revise...
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Best Visa Infinite Credit Card With No Annual Fee (Free For Life)
Benefits of Visa Infinite Credit Card Most people would think higher tier credit cards like Visa Infinite require high income and come with hefty annual fees, or annual fee waiver program that require...
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Global Diversified Portfolio with Only Irish Domiciled ETFs
Why Consider Diversify Globally? The global economic power are shifting rapidly, while US has been leading for many decades, we cannot dismiss the possibilities of other countries catching up, for exa...
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Alliance Bank Credit Card Benefits Slashed, Still Worth Keeping?
Revision to Alliance Bank Credit Card Benefits Alliance Bank made an announcement on 11th July 2025 regarding to their credit cards, specifically the Visa Platinum and Visa Infinite, so does it still...
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TNB New Tariff Impact On Solar Users, Are We Getting Scammed?
New Tariff Structure from July 2025 Tenaga Nasional Berhad (TNB) introduced a new tariff structure and claim it is more transparent and fairer to the user, there will be three components in your TNB b...
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My Travel Credit Cards – July 2025
It’s become a habit for me to organize my wallet to decide which card to use when travelling abroad for maximized rewards and savings, so I thought why not make a post every time I do that, so this po...
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Retail Mutual Funds Like Public Mutual Are Stupid
Introduction Last weekend a friend of mine share with me that he made some “good investment” from his “advisor” recommended mutual funds, he has been buying the Public Regional Sector Fund (PRSEC) fro...
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How to Buy Car Insurance or Takaful and Renew Road Tax in Malaysia
Introduction My car insurance are expiring this week, as this is the second year of having my first car, I have no prior experience with car insurance products, this post is just me sharing the proces...
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When Does Investing in New Air Conditioner Make Sense?
Introduction: Record High on Electrical Bill It’s getting hotter and hotter in Malaysia, the hot weather and humidity make us use air conditioner way more often, and as the consequence, our electricit...
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UOB One Classic Card Increased Spending Requirement for Cashback
Increased Spending Requirement to RM800 Less than a year since I made a review on UOB One Classic card and actually commended it as a great card for many regular spenders, they increased the spending...
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Moomoo Malaysia: An Honest Review and Bonus Claim Guide
Introduction Moomoo Malaysia is a recently popular stock brokerage in Malaysia, it provide an access to local stock market as well as US stock market. Personally I rarely pay attention to smaller stoc...
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Property Investment in Malaysia: The cost and expected return
Property Investment Are Rarely Profitable in Malaysia There is a stage in our life where everyone around us seems to be talking about property investment, plan to make their first property purchase, o...
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