Latest Personal Finance Insights
Showing 49 published articles.
Showing 49 of 49 articles
The Hire Purchase (Amendment) Act 2026: The End of “Flat Rate” Car Loans
The Hire Purchase (Amendment) Act 2026 has officially killed the classic Malaysian flat rate car loan. But does the new reducing balance method actually make borrowing cheaper? Here is a breakdown of...
Read More
Ruma Pulse: The Rent Management App I Built to Track Rental Properties
Chasing tenants for rent every month using messy spreadsheets is a massive drain on time. That is why I built Ruma Pulse, a simple rent management app that automates reminders, tracks payments, and ge...
Read More
Are US Index Funds Still Safe Amid War & Dedollarization?
With the recent outbreak of the US-Iran war, global tariffs, and rising fears of dedollarization, it is easy to panic. Is it still safe to hold US-heavy index funds like the S&P 500 or VWRA? After run...
Read More
Webull Malaysia Share Transfer-In Campaign: Is the 2% Reward Worth the Lock-in?
Webull Malaysia is offering a lucrative 2% matching reward for transferring shares in, but the terms and conditions are strict. From stamping fees to a 360 day no withdrawal rule, we dissect whether t...
Read More
Places to Park Money – Feb 2026
I have decided to make post like this from time to time to update places that can park money, this is mostly for myself, so I will update as frequently as I personally need it. Most platform only offe...
Read More
Webull Malaysia vs. Moomoo MY for US Stock Trading
After receiving RM200,000 from a property sale, I compared Webull Malaysia and Moomoo MY for a short-term US stock trade. By breaking down currency conversion spreads, commissions, and platform fees,...
Read More
Buy vs Rent: The Opportunity Cost of Owning My First Home
Buying my first home in Malaysia was not just about the numbers. I compared the opportunity cost of renting and investing vs owning, then asked myself if the memories and lifestyle were worth it. This...
Read More
Ryt Bank Malaysia Review: 4% Savings & 1.2% Cashback
Ryt Bank, backed by YTL and Sea Limited, is Malaysia’s newest digital bank with 4% savings interest, 1.2% overseas cashback, and a PayLater service. But most promos end by Nov 2025 — is it worth signi...
Read More
Maybank KrisFlyer Amex Platinum Credit Card Review
Why Get Credit Card For KrisFlyer Air Miles It’s been a while since I wrote a credit card review. I already have cards for Enrich miles and cashback, so this time let’s look at one that focuses on Kri...
Read More
Maybank Global Access vs Wise: Full Review & Fee Breakdown
What Is Maybank Global Access Account Maybank Global Access account is a new product offered by Maybank which is a multi currency saving account. It can be directly seen as a competitor to Wise. As of...
Read More
Best Money Market Fund in Malaysia: KDI Save vs Versa vs Moomoo
Requirement for Short Term Cash Parking Every few months I would sell some stocks from my brokerage account to cover my bills and some living expenses, since these are meant to cover bills for the com...
Read More
The Ultimate Guide to Using 0% Balance Transfers for Investment
What Is Balance Transfer Balance transfer is a service that often comes with your credit cards. As the name suggests, it’s a service that transfers the outstanding balance from one credit card to anot...
Read More
Have a suggestion?
Didn't find what you were looking for? Let me know what topics you'd like me to cover next.
I value your input
Your suggestions help shape the future content of this blog.