First Bill Under New Tariff There was some drama when TNB first introduced the new tariff. Many solar panel users, including myself, felt backstabbed by the government. However, they have since revised the tariff’s impact on NEM users. Now that my first TNB bill under the new tariff has arrived, let’s see if everything is … Read more
Benefits of Visa Infinite Credit Card Most people would think higher tier credit cards like Visa Infinite require high income and come with hefty annual fees, or annual fee waiver program that require to spend ridiculous amount, but there are Visa Infinite credit cards that are easy to apply and with no annual fees too! … Read more
Why Consider Diversify Globally? The global economic power are shifting rapidly, while US has been leading for many decades, we cannot dismiss the possibilities of other countries catching up, for example China GDP growth rate has generally outpaced US for the last two decades. Plus with recent tariff wars started by the Trump administration which … Read more
Revision to Alliance Bank Credit Card Benefits Alliance Bank made an announcement on 11th July 2025 regarding to their credit cards, specifically the Visa Platinum and Visa Infinite, so does it still worth keeping these two cards? To answer that we will look at what benefits have been removed and what’s added. No More 8X … Read more
New Tariff Structure from July 2025 Tenaga Nasional Berhad (TNB) introduced a new tariff structure and claim it is more transparent and fairer to the user, there will be three components in your TNB bill. The energy charge will see a huge jump if you use above 1,500kWh on billing month, so it will either … Read more
It’s become a habit for me to organize my wallet to decide which card to use when travelling abroad for maximized rewards and savings, so I thought why not make a post every time I do that, so this post is about me sharing what card I am using on travel based on the card … Read more
Introduction Last weekend a friend of mine share with me that he made some “good investment” from his “advisor” recommended mutual funds, he has been buying the Public Regional Sector Fund (PRSEC) from Public Mutual every month automatically for more than 10 years, and had made a cumulative profit of 44.46% with this investment. However, … Read more
Introduction My car insurance are expiring this week, as this is the second year of having my first car, I have no prior experience with car insurance products, this post is just me sharing the process of me choosing an insurance. The first year of my car insurance are included when I buy the car, … Read more
Introduction: Record High on Electrical Bill It’s getting hotter and hotter in Malaysia, the hot weather and humidity make us use air conditioner way more often, and as the consequence, our electricity bill has sky rocketed, and in last month our monthly electrical bill just hit a record high. Keep in mind our house also … Read more
Increased Spending Requirement to RM800 Less than a year since I made a review on UOB One Classic card and actually commended it as a great card for many regular spenders, they increased the spending threshold required for useful cashback rate. (Source: Updated Terms for UOB One Card) It went from spending RM500 to unlock … Read more