I have decided to make post like this from time to time to update places that can park money, this is mostly for myself, so I will update as frequently as I personally need it. Most platform only offering “special interest” for a fixed period or during a promotional campaign, so this post is to … Read more
Ryt Bank, backed by YTL and Sea Limited, is Malaysia’s newest digital bank with 4% savings interest, 1.2% overseas cashback, and a PayLater service. But most promos end by Nov 2025 — is it worth signing up now, or just another short-term campaign?
What Is Maybank Global Access Account Maybank Global Access account is a new product offered by Maybank which is a multi currency saving account. It can be directly seen as a competitor to Wise. As of now it offers 18 different currencies that you can use with the account, it’s a relatively smaller number than … Read more
Requirement for Short Term Cash Parking Every few months I would sell some stocks from my brokerage account to cover my bills and some living expenses, since these are meant to cover bills for the coming few months, it would be losing out some opportunities if they are sitting in my low interest saving account. … Read more
What Is Balance Transfer Balance transfer is a services often come with your credit cards, and as the name suggest, it’s a service that transfer the outstanding balance from one credit card to the other. In most cases the balance will be converted into monthly installment. Many credit card holders overlook the balance transfer services … Read more
Introduction: Record High on Electrical Bill It’s getting hotter and hotter in Malaysia, the hot weather and humidity make us use air conditioner way more often, and as the consequence, our electricity bill has sky rocketed, and in last month our monthly electrical bill just hit a record high. Keep in mind our house also … Read more
Property Investment Are Rarely Profitable in Malaysia There is a stage in our life where everyone around us seems to be talking about property investment, plan to make their first property purchase, or persuading their friends to buy a property because they are a property agent. I am not sure if this is a thing … Read more
EPF Belanjawanku 2025 Retirement Savings Target This month KWSP EPF released an updated retirement income adequacy framework and launches the Belanjawanku 2024/2025 framework. Now both of this framework basically serve the purpose of giving Malaysian a benchmark and path to accumulate enough for retirement. Three tiers of retirement living standard It consist three tiers of … Read more
What is EPF Self Contribution? It could supercharge your retirement, but is it the best move for YOU? Factors to consider before diving in, let’s discuss them in this post.
Unlocking interest-free capital through balance transfers isn’t just for debt consolidation. It’s a strategic move to leverage free funds. By transferring your balance and investing the capital wisely, you can grow your wealth. Remember, responsible use is key in navigating financial tools effectively.