What Is Balance Transfer Balance transfer is a services often come with your credit cards, and as the name suggest, it’s a service that transfer the outstanding balance from one credit card to the other. In most cases the balance will be converted into monthly installment. Many credit card holders overlook the balance transfer services … Read more
Property Investment Are Rarely Profitable in Malaysia There is a stage in our life where everyone around us seems to be talking about property investment, plan to make their first property purchase, or persuading their friends to buy a property because they are a property agent. I am not sure if this is a thing … Read more
Recently Shopee apps tried to push their new financial products to me, which is their short term financing services SLoan, it’s marketed as “low interest rate”, so I decided to take a look but found out it’s actually a financial trap. Shopee SLoan / SFinancing-i Let’s take a look at the actual loan offer from … Read more
Confused about flat rate loans? They’re often misunderstood and can cost you much more than you think. Find out how they compare to amortized loans and calculate the real cost of borrowing.
Unlocking interest-free capital through balance transfers isn’t just for debt consolidation. It’s a strategic move to leverage free funds. By transferring your balance and investing the capital wisely, you can grow your wealth. Remember, responsible use is key in navigating financial tools effectively.