Exploring personal finance together, one topic at a time.
Unlock the secrets of air miles’ cash value and choose the right credit card for your travel needs. Calculate ROI for your air miles redemptions, explore top Malaysian credit cards, and learn how to maximize returns with promotional offers. Don’t miss out on potential savings for your next trip!
Introduction It’s been a while since my last post about travel credit cards. Today, I want to share about an incredibly useful debit card from Charles Schwab that’s available for international customers with a Schwab One Brokerage account. Most of us already have our favorite travel credit cards, but we know not every place accepts
Exploring the viability of solar panels in Malaysia involves more than just crunching numbers. From understanding Net Energy Metering (NEM) to scrutinizing installation costs and potential savings, our case study delves into the nitty-gritty. Is it a worthy investment? Dive into our journey to find out.
Introduction: Record High on Electrical Bill It’s getting hotter and hotter in Malaysia, the hot weather and humidity make us use air conditioner way more often, and as the consequence, our electricity bill has sky rocketed, and in last month our monthly electrical bill just hit a record high. Keep in mind our house also
Introduction Moomoo Malaysia is a recently popular stock brokerage in Malaysia, it provide an access to local stock market as well as US stock market. Personally I rarely pay attention to smaller stock brokerage platform, this is because most of the time they can never compete with larger platforms on fees, order execution quality and
Property Investment Are Rarely Profitable in Malaysia There is a stage in our life where everyone around us seems to be talking about property investment, plan to make their first property purchase, or persuading their friends to buy a property because they are a property agent. I am not sure if this is a thing
Cost Matters in Investing Most people underperform the market average return because they overlooked their cost of investment, and it can hurt your portfolio return especially in the long term, the cost you saved can be invested and compounded. That is why every time when I talk about investing, I often talk about the total
What Is Irish Domiciled ETFs Ireland-domiciled ETFs are exchange-traded funds legally established in Ireland but commonly listed on the London Stock Exchange (LSE), giving non-US citizens convenient access to US and global markets. They are structured under Ireland’s favorable regulatory framework and tax treaties, making them distinct from US-based ETFs, and in this post we
Alliance Bank Visa Virtual Credit Card Introduction In the world finance there is a saying “there is no such thing as free lunch”, which is typically use in the context that you can’t simply get higher profit without taking more risk, but the Alliance Bank Visa Virtual credit card may probably be the closest thing
CIMB Preferred Visa Infinite Credit Card Intro In this post we will talk about CIMB Preferred Visa Infinite credit card, which gain some popularity recently and people have been curious about what it offers, what is the requirement to apply and if the benefits are great or not. As the name suggest, this credit card
What are ASNB, ASB, ASM & ASN? Most people often confused by these acronym, when I first learn about them many years ago, I was confused by them too, so let’s just quickly learn what are these acronym before we look into the investment analysis. When Malaysian talk about investing in ASNB, most of the
Alliance Bank Visa Infinite Introduction This is the first card from Alliance Bank I have applied for, and it has helped me to accumulate some flight tickets in the past, it’s also used to be my favorite card because it matches my spending habits. However Alliance Bank later had been cutting down the benefits of
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