Welcome to MalaysianPF

Exploring personal finance together, one topic at a time.

My Latest Blog Posts

my charles schwab debit card edited
Credit Cards

Charles Schwab Debit Card: Free ATM Withdrawals Worldwide

Introduction It’s been a while since my last post about travel credit cards. Today, I want to share about an incredibly useful debit card from Charles Schwab that’s available for international customers with a Schwab One Brokerage account. Most of us already have our favorite travel credit cards, but we know not every place accepts

how much you need to retire in malaysia
Retirement

How Much Do You Need to Retire in Malaysia?

Discover how to calculate your retirement needs in Malaysia using the 4% rule and tailored strategies. Learn about estimating expenses, safe withdrawal rates, and the importance of early planning for a secure financial future.

alliance bank revision to tbp cap
Credit Cards

Alliance Bank Now Cap Timeless Bonus Point to RM3,000 Spending

Alliance Bank has revised its top credit cards, limiting air miles and increasing points needed for redemption. These changes could significantly impact your rewards strategy. Curious about the full details and how to adapt? Click to read more on navigating these updates and maximizing your benefits.

Interactive Brokers Guide
Investment

How to Register Interactive Brokers Account & Buy US Stock

Dive into the world of Interactive Brokers with me. Discover why I made the switch from TD Ameritrade, exploring fees, global market access, asset protection, and more. Join me on a walkthrough of the account opening process, and see why IBKR is my go-to for diversified, secure investing.

best cash back credit card in malaysia
Credit Cards

Best Cashback Credit Cards in Malaysia 2024

Cashback credit cards in Malaysia are often advertised with misleadingly high rates. While some offer decent returns, they typically require meeting specific spending criteria, which may not be worth the hassle for everyone. Read on to uncover the truth behind these offers and discover the best cashback credit cards in Malaysia

solar panels in malaysia case study
Investment

Case Study: Is Solar Panels Worth It in Malaysia?

Exploring the viability of solar panels in Malaysia involves more than just crunching numbers. From understanding Net Energy Metering (NEM) to scrutinizing installation costs and potential savings, our case study delves into the nitty-gritty. Is it a worthy investment? Dive into our journey to find out.

us treasury bill for malaysian
Investment

Exploring US Treasury Bills as a Malaysian Investor

US Treasury Bills (T-bills) are considered very safe investments, backed by the US government. For Malaysian investors, they offer portfolio diversification, protection against a weaker Ringgit, and attractive yields. This post explores the benefits, how to purchase T-bills, and the risks to consider before investing.

flat rate loans trap
Loans

Understand Flat Rate Loans Before You Get Trapped

Confused about flat rate loans? They’re often misunderstood and can cost you much more than you think. Find out how they compare to amortized loans and calculate the real cost of borrowing.

📩 Don't Miss Out on the Latest Updates!

Subscribe for exclusive content straight to your inbox whenever I post something new.