Exploring personal finance together, one topic at a time.
Unlock the secrets of air miles’ cash value and choose the right credit card for your travel needs. Calculate ROI for your air miles redemptions, explore top Malaysian credit cards, and learn how to maximize returns with promotional offers. Don’t miss out on potential savings for your next trip!
Introduction It’s been a while since my last post about travel credit cards. Today, I want to share about an incredibly useful debit card from Charles Schwab that’s available for international customers with a Schwab One Brokerage account. Most of us already have our favorite travel credit cards, but we know not every place accepts
Cost Matters in Investing Most people underperform the market average return because they overlooked their cost of investment, and it can hurt your portfolio return especially in the long term, the cost you saved can be invested and compounded. That is why every time when I talk about investing, I often talk about the total
Why Consider Diversify Globally? The global economic power are shifting rapidly, while US has been leading for many decades, we cannot dismiss the possibilities of other countries catching up, for example China GDP growth rate has generally outpaced US for the last two decades. Plus with recent tariff wars started by the Trump administration which
Revision to Alliance Bank Credit Card Benefits Alliance Bank made an announcement on 11th July 2025 regarding to their credit cards, specifically the Visa Platinum and Visa Infinite, so does it still worth keeping these two cards? To answer that we will look at what benefits have been removed and what’s added. No More 8X
New Tariff Structure from July 2025 Tenaga Nasional Berhad (TNB) introduced a new tariff structure and claim it is more transparent and fairer to the user, there will be three components in your TNB bill. The energy charge will see a huge jump if you use above 1,500kWh on billing month, so it will either
It’s become a habit for me to organize my wallet to decide which card to use when travelling abroad for maximized rewards and savings, so I thought why not make a post every time I do that, so this post is about me sharing what card I am using on travel based on the card
Introduction Last weekend a friend of mine share with me that he made some “good investment” from his “advisor” recommended mutual funds, he has been buying the Public Regional Sector Fund (PRSEC) from Public Mutual every month automatically for more than 10 years, and had made a cumulative profit of 44.46% with this investment. However,
Introduction My car insurance are expiring this week, as this is the second year of having my first car, I have no prior experience with car insurance products, this post is just me sharing the process of me choosing an insurance. The first year of my car insurance are included when I buy the car,
Introduction: Record High on Electrical Bill It’s getting hotter and hotter in Malaysia, the hot weather and humidity make us use air conditioner way more often, and as the consequence, our electricity bill has sky rocketed, and in last month our monthly electrical bill just hit a record high. Keep in mind our house also
Increased Spending Requirement to RM800 Less than a year since I made a review on UOB One Classic card and actually commended it as a great card for many regular spenders, they increased the spending threshold required for useful cashback rate. (Source: Updated Terms for UOB One Card) It went from spending RM500 to unlock
Introduction Moomoo Malaysia is a recently popular stock brokerage in Malaysia, it provide an access to local stock market as well as US stock market. Personally I rarely pay attention to smaller stock brokerage platform, this is because most of the time they can never compete with larger platforms on fees, order execution quality and
About two weeks before the expiry of the RHB 0% balance transfer campaign, just applied another BT transfer, going to finish up all my quota before the campaign ends.
(P/s: You need to use desktop browser to find the Balance Transfer button in credit card page, I can't find it in app.)
Campaign Details: www.rhbgroup.com/btonline/index.html
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Enrich miles conversion bonus campaign on 15 Jul - 17 Jul, don't miss the opportunity if you have a lot of bank points!
Source: enrich.malaysiaairlines.com/enrich/promotions/bank-conversion/get-bonus-points.html
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Discover the benefits of investing in US Treasury Bills as a Malaysian investor. Learn about portfolio diversification, protection against currency fluctuations, and attractive yields. Find out how to purchase T-bills and the risks to consider before investing.
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Exploring US Treasury Bills as a Malaysian Investor - MalaysianPF.com
malaysianpf.com
US Treasury Bills (T-bills) are considered very safe investments, backed by the US government. For Malaysian investors, they offer portfolio diversification, protection against a weaker Ringgit, and a...0 CommentsComment on Facebook
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