Exploring personal finance together, one topic at a time.
Discover how to calculate your retirement needs in Malaysia using the 4% rule and tailored strategies. Learn about estimating expenses, safe withdrawal rates, and the importance of early planning for a secure financial future.
Alliance Bank has revised its top credit cards, limiting air miles and increasing points needed for redemption. These changes could significantly impact your rewards strategy. Curious about the full details and how to adapt? Click to read more on navigating these updates and maximizing your benefits.
Dive into the world of Interactive Brokers with me. Discover why I made the switch from TD Ameritrade, exploring fees, global market access, asset protection, and more. Join me on a walkthrough of the account opening process, and see why IBKR is my go-to for diversified, secure investing.
Cashback credit cards in Malaysia are often advertised with misleadingly high rates. While some offer decent returns, they typically require meeting specific spending criteria, which may not be worth the hassle for everyone. Read on to uncover the truth behind these offers and discover the best cashback credit cards in Malaysia
Exploring the viability of solar panels in Malaysia involves more than just crunching numbers. From understanding Net Energy Metering (NEM) to scrutinizing installation costs and potential savings, our case study delves into the nitty-gritty. Is it a worthy investment? Dive into our journey to find out.
US Treasury Bills (T-bills) are considered very safe investments, backed by the US government. For Malaysian investors, they offer portfolio diversification, protection against a weaker Ringgit, and attractive yields. This post explores the benefits, how to purchase T-bills, and the risks to consider before investing.
What is EPF Self Contribution? It could supercharge your retirement, but is it the best move for YOU? Factors to consider before diving in, let’s discuss them in this post.
Confused about flat rate loans? They’re often misunderstood and can cost you much more than you think. Find out how they compare to amortized loans and calculate the real cost of borrowing.
Unlocking interest-free capital through balance transfers isn’t just for debt consolidation. It’s a strategic move to leverage free funds. By transferring your balance and investing the capital wisely, you can grow your wealth. Remember, responsible use is key in navigating financial tools effectively.
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