Hi, I’m Josh! I started this blog back in April 2024. I’m not a financial expert nor someone working in the finance field. Everything you’ll find here is based on my personal experiences and opinions.

The idea for this blog came about because I wanted to document my findings while researching personal finance topics. I often get excited about what I discover, but I don’t have many people around me to share it with. So, I figured starting a blog would be a great way to share these ideas and connect with like-minded people!

As an average Malaysian, I used to feel salty about how we were never taught financial literacy in school. I’ve always thought basic personal finance should be considered common sense. It could prevent the lack of financial awareness we see in our country, and honestly, everyone would be better off for it.

But eventually, I decided it was time to stop blaming the system and start doing something about it. That’s why I began sharing what I’ve learned. My hope is that, even in a small way, I can help raise awareness about personal finance and maybe, just maybe, make a positive impact.

If you’d like to share your thoughts, suggest a topic, or request specific content, drop me an email — josh@malaysianpf.com